Friends Around the World

Tuesday, March 7, 2017

It's Not Just about School Work, You Have to Teach Your Children about Life Too

A common problem in this day and age is that people feel as if their time at school didn’t prepare them enough for adulthood and adult-life, and that they were just thrust into it without really understanding what they were doing, and still don’t. The aspects of adulthood that this refers to is things like the value of money, the value of hard work and the value of spending time with family. Does school really prepare students for adult life? If you don’t think it does, then take matters into your own hands and make sure your kids are prepared for adulthood straight away once they grow into it.

You can start by making sure that they understand the value of money, and how they have to work hard to earn it and then subsequently earn what they wish to spend it on. You can entice your children to do things such as their homework, good work at school or even household chores by offering them a coin in return if they do it. This could simply be spare pieces of shrapnel that you have lying around in the bottom of your purse or wallet that means virtually nothing to you, but you could tell them that you will have it back off them in exchange for gifts such as extra time on their games console or being able to stay up a bit later on the weekend. This would mean that you are teaching them that they have to work hard, and sometimes do things that aren’t fun, in order to earn physical pieces of money as well as teaching them the fundamentals of basic earning and spending as they exchange their newfound fortune for gifts that they really want. You could even go one step further and offer them specialised and child-friendly coins or paper bills in order to help your children recognise that achievement, good performance and being a good person is met by rewards. If this interests you, then why not go the whole hog and and purchase a coin case that will be a form of inspiration for your children as it will be a constant reminder that it needs to be filled, and the only way they can fill it is by working hard and earning coins. The technique of offering such coins and coin cases is a great tactic for not only parents, but for teachers, coaches and those of you who are in charge of scout groups. The coins are affordable, but still cost more than using your spare cash; however, if you think it may not seem like a wise thing to spend your money on, if implemented correctly it can be.
Teach your children about money

You should also seek to teach your children the importance of spending time with family. You should do so trying to never cut contact with any member of family unless you really have to, because if your children grow up thinking that one family member can be ignored, they may think that all family can be ignored. You should also try to implement on them your family’s history in as fun a way as possible so that they don’t get bored. A way to do so is to blend talking about the history in with normal conversation as much as possible. You can find more family history activities for children here.

Family time with your children

So, if you don’t want your children to be hit by adulthood and not have the life lessons or tools to properly deal with it, then take the matter of preparing them for it into your own hands because the teachers at their school have enough on their hands in trying to teach them academically.

Saturday, March 4, 2017

Tax Season: The Effect of Buying and Selling a House

I can't believe it's been a year since we bought  this home that we are now living in.  Time flies so fast that I can still remember  being so busy putting things away' or trying to find things in a pile of boxes.  We bought  this  home in March of 2016 but we didn't really  moved here until the end of June 2016.  We decided to do some   home improvement before we  moved in.  T
We bought our first home  in 2006, lived in it for ten years  then  it was no longer a good size for our growing family.  We bought it for $85k and sold it for $107k.  If you look at the price you would think that we  made money off the price that we sold it but we put around $40  on home improvement so it just work out to be  the same.  So based from our experience, there's not really an effect when you buy a  new house and sell the  old one you lived in for over ten years.

Hubby and I  thought that we would be  paying  taxes  since we sold the house but thank goodness that we did not.  We did our tax today and we did not anticipate of having a refund  because of the property that we sold but we still got a little bit back.  I was relieved!  I told my husband that if we ever have to pay taxes for the house that we sold, we are toast since the money  that we got  from the sell is already spent in improving this new home.  We  spent $16,726 for the new windows.  It was a  necessary  home improvement that we needed to do because  the existing windows were in pretty bad shape that it was  affecting our energy bills.  Owning a house consist of constant home improvement needs.  We already put in around  $25 thousand in this  home and we just owned this for a year.  With that expenses, the value of the home only raise  up to $2k, oh well.  I am just glad that we did not pay any additional tax for selling our former house.  The next big project that we have to  tackle next time is having  new kitchen but that would be  in the years to come, maybe if I win the lottery lol.  

Saturday, February 25, 2017

The Computerize Way to Keep A Young Family Operating Smoothly

Now this is a note of gratitude for all the working mothers whose full-time stay-at-home husbands are diligently taking care of the baby without the slightest hint of complaint or even frown. These mothers want to express their undying gratitude to the services provided by Babies”R”Us. com for their wonderful assistance and service. That service has made it possible for them to work with the assurance that their home and children are fully provided while they are off pursuing their careers and incomes.

Of course the fathers who are home looking after their children are major contributors to this happy set of circumstances. But as we all know, many lack the skills needed when it comes to finding the items they need to take care of that baby. Mothers may feel extremely uneasy when their baby is left with someone whose skills at making formula stops at the stirring of sugar into a coffee cup. Nor may she feel confident that he can differentiate between a cry for a bottle and one that signals for a diaper change. So while many of the skills require on-the-job training, buying necessary supplies can be made easier by using Groupon coupons and promo codes for items from Babies“R”Us. 
Babies“R”Us is a website that evolved from Toys”R”Us. It provides new parents with the essential child rearing equipment, supplies, assistance and information. And those dads who prefer spending time with the young ones find shopping online with Groupons at Babies“R”Us can be a Godsend. They help make the job of the stay-at-home dad easier since he can order food, supplies and equipment over the computer rather than going through a bewildering selection of items and brands at the store. It enables him to devote all his attention to the child. He can then spend energy on tasks at home, or for necessary household maintenance and upkeep. Best of all, he has the free time and opportunity to see that when mom returns from work she can have a good dinner, relax and “decompress” from the day at work. And the child benefits from the chance to bond with the father. This can help to produce a household with a real sense of family.

Wednesday, February 15, 2017

Grandpa's Passion for Music

When I was growing up, I always wanted to learn how to play instrument.  My paternal grandfather was a musician and  I wish that we were  closer to him.  I wish he would have encouraged us to  follow his footstep, his love and passion for music.  Even though I wanted to learn, I d couldn't afford to buy   instrument anyway so I never really express my intention  since I kow that it was impossible.  I have no idea what a fender nocaster  but I will try to find out.  My son is showing interest to learn how to play guitar.  My husband and I  are  thinking of getting him one probably  on Christmas.  

Tuesday, January 31, 2017

New Windows Installed

Buying a home is exciting, however, if you are buying a home that isn't new, repair and remodeling is  necessary.  The home that we bought last year  is more spacious that  what we had  from our old home.  Even though it is in need of a lot of update,  we bought it because we love  the layout inside.  We  have updated  all the  flooring and this month,  all the  old windows was replaced with new ones.  
 We had  a little money left from the  sale of our old home so we used it to buy new windows.  We have 31 windows  all in all in this home so it was a bit expensive but we had to do it because the old windows isn't  efficient anymore.  Our gas bill from last month  was almost 300 dollars, a huge jump from the regular amount we  pay every month.  Granted  that it is winter, it is  expected that it would  go  up but we've never had  that high of a gas bill before.  I think  those old windows  have contributed to the issue.
 Our old windows only have a grid on top but we wanted it to have grid even at the bottom.  I actually didn't want the grids at first  because it is just an added expense but my husband is right, it looks better with grids.
 See how  rotten the woods are from the old windows?  It did not have a good seal anymore that's why we can hear the outside noise.  Now that we have new windows, it is very quite inside the house compared before.
 We also ordered  window sills for five windows but they did not  do it so they will just  deduct it from our bill.  My husband  decided that he will just do it  himself, it  might  be cheaper that way.   We will find out how soon he can do it lol.
 I like the windows we ordered for the bathrooms.  I think they were my favorites.
 The  grid  inside are  wood grain color while the grids from the outside are white.  It's a  little  extra to have a wood grain  but we wanted it to match  the wood floors.
 I also love the fact that  they  are a little tinted inside.
 All in all, the cost of it all is $17, 076.  We asked  two companies for an estimate before we went with this one.  The other one  gave us a 45 thousand  estimate and we thought, that's a lot for new windows.  We decided to  go with this one because they  guarantee their  products for life which means that whatever is need to be done in the  future, they will do it for you for free.  So if there's   something to be repaired, we will just need to give them a call and they will do it which is nice because you know how much it cost for  repairs these days.
 It took them 4 days to finish the job but we didn't mind because we wanted them to do the job right.
 I just wish that they could have  installed these windows before the winter hits but because  we have so many windows, it took time to  make them.  All of these are made in the US which is nice.
 All the  windows were installed last week but   they have to replace three  of them  because two windows have white grid inside (it is supposed to be  wood grain).
 I told my husband that I don't even have to hang  curtains on them now because they  look really good but I  put all the  window treatment back when they got done.
My least favorite window that they did is the  picture window.  The left side has a broken glass and they put duct tape on it temporarily.  This is the most important window of all but it's the one with issues.
 The middle glass wasn't a perfect fit for the size so they used wood to fix the gap but I didn't like it because it would cause moisture to get in.  I told them that  I want it fix and my husband did not like the fact that you can see the screws that  they  put in to  put it together.  I also don't like it that they did not replace the existing wood and it is an eye sore.
 The other  4 big windows  looks like the one in the bottom so I don't understand why they didn't do it on the picture window.  We wrote the issues on the paper and the installers  gave  the report to them.  They came back and assessed the situation and told us that they are going to  fix all the issues.  We will have to wait until next week for them to fix it.
 When we order the one kin the family room, we specifically told them that  we want this one to  be different because we   have to put an air conditioning unit  there during the summer time.  They forgot to do it that way so they are going to replace this too plus the grid inside was also wrong, it need to be wood grain color.
 So now, everyone sees the defective  picture window, the one that we wanted to look beautiful.
 They will come next week to fix it and if I am not satisfied, I will have to make them redo it.  I want every piece to be in great shape since  it is an expensive purchase so it has to be done  correctly.  Their customer service is great though so I am hoping for the best.  

Spend Wisely & Save Wisely

They say a fool and his money are easily parted, and that is why it is so important to keep a tight reign of what you are saving and what you are spending. But as everybody knows, some things are worth spending on, whereas others that are just going to leave your savings account empty. Read on to find out more.

Do spend on medical help

Something that is always worth investing in is your health care. It might seem like too much money to go to the ER and get that bad ankle checked out. Or pop along to the dentist and get that filling done. Especially if it's not even hurting! But many medical conditions can become worse the longer they are left untreated.

Remember too, that no matter how much money you have, if you don't have your health you won't be around very long to enjoy it. Or your enjoyment may be severely compromised. So don't be a scrooge when it comes to health care, as you just may live to regret it.

Don't spend on household cleaning products, save instead

Now here is something on which you can save a little money. Having a clean and tidy home is important to most people. But house holding cleaning products can be pretty darn expensive, and they always promise so much and don't always deliver. But have you ever asked yourself if buying them at all is just a waste of time and money?

Well, some folks would say that it is. As they are more than happy to make their own household cleaners from everyday products such as baking soda, vinegar, and lemon juice. In fact, you may find that washing your windows or polishing your cutlery is more streak free than when using the expensive methods.

Do spend on legal representation

If you are unfortunate enough to get in trouble with the law, you can make a bad situation worse, by scrimping on your legal representation. Unless you have a law degree, it really is a no-no to represent yourself.

It is also vital that you find a lawyer that will fight the case in the way you want. For example, firms such as Schiener Law Group DWI attorneys will fight claims aggressively, with the aim of having the charges dismissed.

This can be critical as it often means the difference between having a criminal record or not. Remember that this can affect all sorts of things like your future employment opportunities as well as the type of property you can rent. So if there is a chance that you may not have to have one, it is often worth taking.


Don't spend on cable, save instead

Now, most people start to get a bit jittery when we talk about getting rid of their cable TV channels. But cable is a massive household expense, and for what? Really you are paying just to have the choice of stuff you don't actually watch.  

A photo posted by Chubskulit Rose (@chubskulitrose) on

Also, folks don't even watch TV that way anymore. In fact, they are much more likely to binge-watch a whole series at a time, via a platform like Netflix. So you can realistically consider cutting your cable access without it actually having too much impact.

Then you can save the money that you would have paid out for this instead, which is far more sensible.

Friday, December 30, 2016

Organizing My Son's Room

I finally got to organized my son's bedroom.  We got him a laptop for Christmas and a desk and chair for his upcoming birthday.  I was going to wait  till his birthday to  give him the  desk and chair but decided  to give it early on so I could arrange his room  before he goes back to school.  So last Thursday, I finally did it.  
We got this desk at TJMaxx.  It's a simple chair but he loves it.
 I gave him this  Coby  digital photo keeper.  It has an alarm clock which he uses during school days.   This was a gift I bought for a friend's  child but  was returned  to me when I failed to show up in the party.  Oh well,  it works out well for us.  
 I got him this study lamp from Shoplet.  I t has a seven-step, touch dimming function that includes warm or cool light settings so you control how to shed the light in your space. The 550 lumen lamp is made of ABS plastic and aluminum.  See how you can turn the  light whatever angle you want it to?  It's really a  great light to have in your  study table or work table.  I love how technology  keeps progressing these days.  Products are getting so versatile that it meets the function that we need.  I also love the fact that the cord isn't  attached to the lamp itself.  It makes it easier to  put away.  The fact that you can fold the lamp is also a space saver when you want to put it away.  
 I bought these letters when we were still at the old house but never got to use it.  Now I finally got to hang it on his room.  I also put a succulent plant in his table for some fresh element.
 This is the laptop that we got him.  It is an Acer but I love the features.  I actually borrowed it from him a couple of times so I can do my blogging stuff while I am in bed lol.  I like that it is wifi-ready.
 It's funny because my daughter  has been using his desk to do her art stuff.
 My husband inherited this  bedroom set from one of his Aunt so when we  bought our home, my FIL told  my husband to take  it  for the kids.
 I told my kids how lucky they are to have their own room with closet and stuff.  I grew up with 8 siblings so we shared one big room.
 He is always losing his ties and belts so I hang all of them on the wall so he doesn't have an excuse to lose them ever again.  We will see how  this works.
 I also hang some of his hats.
 And his memorabilia (compass and  medal).
 This was a certificate given to him by the Navy when he was born.  My husband worked at Pittsburgh processing center and his boss presented him this when our son was born.  I thought it was pretty neat.  
 This was given to him  by a family friend during his  first holy communion.
 Of our two children, our son is the sentimental one.  He love  things that have history and sentimental value.  This old clock was a project my husband did when he was in  6th grade and  it still runs like it's new.  My FIL told my husband to take it when we were moving.
 This is the  gift that his sister made for him so we hang =ed it on the wall as well.
I bought this rug for my office but  it's very small so I just put it in my son's room.
I am so glad that I was able to organized his room before they go back to school.  Now he have a desk to put all of his  school books and things.  

About Me

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A work-at-home-mom (WAHM) with  two  lovely kids and a loving husband.  Passionate in writing about  family, product reviews, and  other related articles.  A Mom, a Wife,  a Blogger/Writer, rolled into one.

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