Spend Wisely & Save Wisely

They say a fool and his money are easily parted, and that is why it is so important to keep a tight reign of what you are saving and what you are spending. But as everybody knows, some things are worth spending on, whereas others that are just going to leave your savings account empty. Read on to find out more.

Do spend on medical help

Something that is always worth investing in is your health care. It might seem like too much money to go to the ER and get that bad ankle checked out. Or pop along to the dentist and get that filling done. Especially if it's not even hurting! But many medical conditions can become worse the longer they are left untreated.

I feel bad for my young lady, she is really sick. Praying that God will heal her soon, amen! #sickness #fluseason😷 @ryestein_

A photo posted by Chubskulit Rose (@chubskulitrose) on Oct 28, 2016 at 4:14pm PDT

Remember too, that no matter how much money you have, if you don't have your health you won't be around very long to enjoy it. Or your enjoyment may be severely compromised. So don't be a scrooge when it comes to health care, as you just may live to regret it.

Don't spend on household cleaning products, save instead

Now here is something on which you can save a little money. Having a clean and tidy home is important to most people. But house holding cleaning products can be pretty darn expensive, and they always promise so much and don't always deliver. But have you ever asked yourself if buying them at all is just a waste of time and money?

Well, some folks would say that it is. As they are more than happy to make their own household cleaners from everyday products such as baking soda, vinegar, and lemon juice. In fact, you may find that washing your windows or polishing your cutlery is more streak free than when using the expensive methods.

I cut some old shirts and use it as towel mops. I have to mop the wood floors everyday so if I buy the towel mops in the store, the cost adds up. It is an effective way of freeing some space in the closet/drawers. #homeSavings #practicalHomemaking

A photo posted by Chubskulit Rose (@chubskulitrose) on Aug 9, 2016 at 5:47am PDT

Do spend on legal representation

If you are unfortunate enough to get in trouble with the law, you can make a bad situation worse, by scrimping on your legal representation. Unless you have a law degree, it really is a no-no to represent yourself.

It is also vital that you find a lawyer that will fight the case in the way you want. For example, firms such as Schiener Law Group DWI attorneys will fight claims aggressively, with the aim of having the charges dismissed.

This can be critical as it often means the difference between having a criminal record or not. Remember that this can affect all sorts of things like your future employment opportunities as well as the type of property you can rent. So if there is a chance that you may not have to have one, it is often worth taking.

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Don't spend on cable, save instead

Now, most people start to get a bit jittery when we talk about getting rid of their cable TV channels. But cable is a massive household expense, and for what? Really you are paying just to have the choice of stuff you don't actually watch.  

Ahhhhh Steelers come on, that was a wasted opportunity!!! #football🏈

A photo posted by Chubskulit Rose (@chubskulitrose) on Jan 15, 2017 at 6:19pm PST

Also, folks don't even watch TV that way anymore. In fact, they are much more likely to binge-watch a whole series at a time, via a platform like Netflix. So you can realistically consider cutting your cable access without it actually having too much impact.

Then you can save the money that you would have paid out for this instead, which is far more sensible.